Want $0 down on a premium phone? Total Wireless Edge explained

This story is sponsored by Total Wireless. PhoneArena's opinions in this article have not been affected in any way!

But what if you also need a new smartphone to go with your new unlimited plan? Well, Total Wireless Edge[2] makes it easy to grab a premium handset to enhance that premium connectivity!

Total Wireless Edge gives eligible shoppers the flexibility of zero-down device financing and monthly installment options similar to major postpaid carriers.

If you activate or upgrade and stay with Total Wireless on the same qualifying unlimited plan for 12 or 24 months and meet other eligibility requirements (e.g., device type, continuous timely service plan payments, account status etc.), Edge financing credits over time toward your device loan make flagships significantly more affordable.

iPhone Air 24-month financing through Edge

$14 ⁵⁸

$41 ⁶³

$27 off (65%)

As low as $0 down and 0% APR, enjoy an iPhone Air at a massive discount. 24 months of uninterrupted service on Total ALL ACCESS required for full discount

Buy at Total Wireless

iPhone 16 24-month financing through Edge

$5 ⁴²

$34 ⁵⁴

$29 off (84%)

As low as $0 down and 0% APR, enjoy an iPhone 16 at a massive discount. 24 months of uninterrupted service on Total ALL ACCESS required for full discount

Buy at Total Wireless

iPhone 17e for $0 through Edge financing

$0

$24 ⁹⁵

$25 off (100%)

As low as $0 down and 0% APR, enjoy an iPhone 17e at no cost! 24 months of uninterrupted service on Total ALL ACCESS required

Buy at Total Wireless

Moto Razr (2025) for $0 through Edge financing

$0

$24 ⁹⁹

$25 off (100%)

As low as $0 down and 0% APR, get a foldable Moto Razr (2025) at no cost! 24 months of uninterrupted service on Total ALL ACCESS required

Buy at Total Wireless

Browse all Total Wireless phone finance options

$0 down, as low as 0% APR[3]

Existing or new customers on the Total ALL ACCESS, MAX 5G, or Total STARTER plans can apply for Total Wireless Edge phone financing through Glow Financial Services[2].

Eligible phones from the Total Wireless website store can be picked up for $0 down today[3], with device loan payments divided in either 12 or 24 equal monthly installments depending on the device. APR can be as low as 0%[3], meaning you only pay the price of the phone over the financing period. Even better, if you get approved for 0% APR financing on a qualifying service plan and you stay on that plan continuously for the duration of the loan, you’ll be eligible for up to $600 worth of promotional credits in total (paid over time toward your device loan).

Existing customers that already have 12 months of uninterrupted service with Total Wireless will experience a more streamlined process and may qualify for Edge even without a prime credit score.

Soft credit check

When just checking for financing eligibility, Glow Financial Services will only perform a “soft” credit check, which does not impact your credit score. Only when you are found eligible and decide to apply in full for Edge financing is a “hard” credit check required.

How many phones can I finance through Total Wireless Edge?

New accounts can finance one device at a time. Existing Total Wireless customers are eligible for Edge financing if they haven’t purchased another Total Wireless promotional device over the past 6 months, activate a STARTER, MAX 5G or ALL ACCESS phone plan, and don’t otherwise have any outstanding Edge loans.

1 - For roaming/Intl. calling: Data used while roaming internationally will be deducted from your plan's 10GB roaming allotment. Not for extended international use; service must be activated on our US network before international use. Countries subject to change at any time without notice. For additional details on international services and additional terms, see www.totalwireless.com/m/international-calling-destinations

2 - Total Wireless Edge loans are made by First Electronic Bank and offered through its service provider, Glow Financial Services Inc., 78 SW 7th St. # 500, Miami, FL 33130; 844-216-1729; NMLS & CT-SLC #2277799. Loan applications and servicing are currently offered in English only.

3 - For well qualified customers, not all customers qualify, subject to credit review. Requires new activation or upgrade on a Total ALL ACCESS plan. Limit one financed device per account every 12 months. Not combinable with other offers or discounts. Loans: 0%-24.99% APR, subject to credit review and state residency; 0% APR available only to well-qualified customers. Examples: $600 device at 0% APR = 24 monthly payments of $25; at 14.68% APR = 24 monthly payments of $29. Device taxes and fees may apply. Additional conditions may apply. Details: totalwireless.com/financing/edge